UPSC Prelims 2011 · Question 100 of 100

UPSC Prelims 2011 question on Aam Aadmi Bima Yojana

With reference to “Aam Aadmi Bima Yojana”, consider the following statements:

1. The member insured under the scheme must be the head of the family or an earning member of the family in a rural landless household.

2. The member insured must be in the age group of 30 to 65 years.

3. There is a provision for free scholarship for up to two children of the insured who are studying between classes 9 and 12.

Which of the statements given above is/are correct?

  1. 1 only
  2. 2 and 3 only
  3. 1 and 3 only
  4. 1, 2 and 3
Show answer

Answer: C. 1 and 3 only

Verdict

Correct Answer: 1 and 3 only

Statements 1 and 3 are correct because AABY covered rural landless earning members and included a scholarship benefit, but its age limit was 18 to 59 years.

Analysis

Aam Aadmi Bima Yojana was a social security insurance scheme for rural landless households and certain occupational groups. It provided insurance cover along with an education benefit for children.

Statement by statement

1. The member should normally be the head of the family or one earning member of a rural landless household — Correct

AABY covered the head of the family or one earning member of a rural landless household.

It also covered certain identified vocational groups such as fishermen, cobblers and leather workers.

2. The member should be in the age group of 30 to 65 years — Incorrect

The eligible age group under AABY was 18 to 59 years.

So, the age range 30 to 65 years is incorrect.

3. There is a provision for free scholarship for up to two children of the insured person studying between Classes 9 and 12 — Correct

AABY included an add-on scholarship benefit under Shiksha Sahyog Yojana.

It provided scholarship support of Rs. 100 per month for up to two eligible children studying in Classes 9 to 12.

Extra UPSC info

* AABY was administered through Life Insurance Corporation of India.

* It targeted rural landless households and specified occupational groups.

* The annual premium was Rs. 200, shared between the Centre and State.

* It provided insurance benefits for natural death, accidental death and disability.

* AABY has been merged with PMJJBY and PMSBY.

* Do not confuse AABY age eligibility with PMJJBY or PMSBY age limits.

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